Open Enrollment for Active Members
The 2024 Open Enrollment dates are September 16 to October 11. Changes made during Open Enrollment take effect January 1, 2025.
Are you a Retiree?
Visit Open Enrollment for Retirees to get Open Enrollment information specific to our retired members. Active members can explore their options below.
Health Plan Changes for 2025
View Annual Health Plan Changes for details on health plans, service areas, and benefit design changes for 2025.
Dental & Vision
2024 Open Enrollment for State of California and California State University (CSU) sponsored dental and vision plans is September 16 to October 11.
View Dental & Vision Benefits for details on how to make changes to your dental and vision plan.
Open Enrollment Member Webinar
The 2024 Health Open Enrollment Member Webinar took place on Thursday, September 12. If you missed the webinar, the recording of the webinar will be available for viewing by September 19.
Here is the slide deck (PDF) from the webinar for your reference.
Prepare for Open Enrollment
It's important to review the details of your health enrollment and understand how health benefit changes may impact you and your dependents. To prepare for Open Enrollment, you should:
Your Health Plan Statement is available in myCalPERS. When you review it, ensure the health enrollment information is accurate. Use A Guide to Understanding Your Health Plan Statement if you have questions about the information on your Health Plan Statement.
Will your plan still be available next year, or is there a better option for you? If you change networks, will you still have access to your preferred doctors and/or specialists? Use Your Guide to Choosing a Health Plan (PDF) as a checklist and see a list of tools and resources to guide you as you explore your options.
- myCalPERS — Log in and use the Search Health Plans tool to find the best health plan for you and your family.
- You can compare 2025 monthly premiums, find plans your doctors, specialists, or medical groups participate in; compare benefits and costs, and view member satisfaction ratings for each plan.
- Active Member Plans & Rates — View a full listing of 2025 health plans, premiums, and health plan websites and phone numbers. Access Evidence of Coverage and Summary of Benefits publications.
- Eligibility & Enrollment — Learn about the CalPERS Health Program, including eligibility requirements and general enrollment information.
- Health & Wellness Programs by Health Plan — Explore your health plan to learn more about health and wellness services that may help you achieve a balanced and healthy life.
- Behavioral Health Programs by Health Plan – Use these webpages to explore behavioral health programs that are available to you at little to no cost.
- Medical Board of California — Learn how the state is protecting health care consumers and access to quality medical care.
- Online Health Enrollments — With your employers approval, make health enrollment changes through your myCalPERS account.
- 2024 Open Enrollment Newsletter (PDF) — Review 2025 health program highlights, notable health plan changes, and important health reminders.
- 2025 Health Benefit Summary (PDF) — Compare covered services, co-payments, and benefits for each CalPERS health plan.
Making Changes During Open Enrollment
During Open Enrollment, you can:
- Change your CalPERS health plan
- Add eligible dependents
- Remove dependents
- Cancel your existing CalPERS health coverage
- Enroll in a CalPERS health plan if you don't currently have coverage
With your employers’ approval, make Open Enrollment changes online through your myCalPERS account instead of submitting a hard copy form to your employer. Contact your personnel specialist or health benefits officer in human resources to see if your employer participates in online enrollments. Visit Online Health Enrollments to learn more.
If you aren't making changes to your coverage, no action is needed.
Important Health Enrollment Reminders
- Be aware that a medical group ending its contract with a health plan and changes to the memoranda of understanding, bargaining unit agreements, or employer contribution amounts doesn't create a qualifying event to change plans outside of Open Enrollment.
- If you change your health plan, you’ll receive new ID cards from your new health plan, not from CalPERS. Contact your health plan directly if you need additional cards.
- You may use your current health plan through December 31, 2024, only. Your new health plan takes effect January 1, 2025.
- Carefully review your pay warrant to ensure the health plan premium deduction was made when you change health plans, enroll for the first time, or add/delete dependents.
- If your January 2025 warrant doesn't show the new premium deduction, you should see the premium payment adjustment in a subsequent pay period.
- If you don't see the correct health plan premium deduction applied in your February 2025 warrant, contact your personnel specialist or health benefits officer in human resources.
Videos
Health Benefits
- Affordable Care Act (ACA)
- Eligibility & Enrollment (Active Member)
- Long-Term Care
- Medicare
- Open Enrollment for Active Members
- Plans & Rates (Active Member)