Open Enrollment for Active Members

Open Enrollment takes place each fall. The 2025 Open Enrollment dates are September 15 – October 10. Changes made during Open Enrollment will take effect January 1, 2026.

Are you a Retiree?

Visit Open Enrollment for Retirees to get Open Enrollment information specific to our retired members. Active members can explore their options below.

Health Plan Changes for 2025 & 2026

View Annual Health Plan Changes for details on health plans, service areas, and benefit design changes for 2025 & 2026.

Behavioral Health & Wellness Programs by Health Plan

Discover the wide range of behavioral health and wellness programs offered through your health plan. Visit the Behavioral Health Programs by Health Plan and Health & Wellness Programs by Health Plan pages for detailed information on mental health services, substance use support, fitness programs, preventive care services, and other resources tailored to support your well-being.

Dental & Vision

2025 Open Enrollment for State of California and California State University (CSU) sponsored dental and vision plans is September 15 to October 10.

Access Dental & Vision Benefits for more information and details on how to make changes to your dental and vision plan outside of Open Enrollment.

Important Health Enrollment Reminders

• Be aware that a medical group ending its contract with a health plan and changes to the memoranda of understanding, bargaining unit agreements, or employer contribution amounts doesn't create a qualifying event to change plans outside of Open Enrollment.
• If you change your health plan, you’ll receive new ID cards from your new health plan, not from CalPERS. Contact your health plan directly if you need additional cards.
• PERS Gold and Platinum health plan ID cards were mailed mid-December 2024. If you did not receive your ID card by January 1, 2025, contact Included Health if you are in a Basic plan. If you are in Medicare, contact Blue Shield.
• Your new health plan took effect January 1, 2025.
• Carefully review your pay warrant to ensure the health plan premium deduction is made when you change health plans, enroll for the first time, or add/delete dependents.
• If your January 2025 warrant doesn't show the new premium deduction, you should find the premium payment adjustment in a subsequent pay period.
• If you don't find the correct health plan premium deduction applied in your February 2025 warrant, contact your personnel specialist or health benefits officer in human resources.