Open Enrollment for Active Members

Open Enrollment takes place each fall. The 2025 Open Enrollment dates are September 15 – October 10. Changes made during Open Enrollment will take effect January 1, 2026.

Are you a Retiree?

Visit Open Enrollment for Retirees to get Open Enrollment information specific to our retired members. Active members can explore their options below.

Health Plan Changes for 2025 & 2026

View Annual Health Plan Changes for details on health plans, service areas, and benefit design changes for 2025 & 2026.

Behavioral Health and Wellness Programs by Health Plan

Discover the wide range of behavioral health and wellness programs offered through your health plan. Visit the Behavioral Health Programs by Health Plan and Health and Wellness Programs by Health Plan pages for detailed information on mental health services, substance use support, fitness programs, preventive care services, and other resources tailored to support your well-being.

Dental & Vision

2025 Open Enrollment for State of California and California State University (CSU) sponsored dental and vision plans is September 15 to October 10.

View Dental & Vision Benefits for more information and details on how to make changes to your dental and vision plan outside of Open Enrollment.

Important Health Enrollment Reminders

• Be aware that a medical group ending its contract with a health plan and changes to the memoranda of understanding, bargaining unit agreements, or employer contribution amounts doesn't create a qualifying event to change plans outside of Open Enrollment.
• If you change your health plan, you’ll receive new ID cards from your new health plan, not from CalPERS. Contact your health plan directly if you need additional cards.
• PERS Gold and Platinum health plan ID cards were mailed mid-December 2024. If you did not receive your ID card by January 1, 2025, contact Included Health if you are in a Basic plan. If you are in Medicare, contact Blue Shield.
• Your new health plan took effect January 1, 2025.
• Carefully review your pay warrant to ensure the health plan premium deduction was made when you change health plans, enroll for the first time, or add/delete dependents.
• If your January 2025 warrant doesn't show the new premium deduction, you should see the premium payment adjustment in a subsequent pay period.
• If you don't see the correct health plan premium deduction applied in your February 2025 warrant, contact your personnel specialist or health benefits officer in human resources.