2022 Open Enrollment takes place September 19 – October 14. Changes made during 2022 Open Enrollment will take effect January 1, 2023.

Are you an Active Member?

Visit Open Enrollment for Active Members to get Open Enrollment information specific to our active members. Retirees can explore their options below.

Health Plan Changes for 2023

View Annual Health Plan Changes for details on health plans, service areas, and benefit design changes for 2023.

Prepare for Open Enrollment

It's important to review the details of your health enrollment and understand how health benefit changes may impact you and your dependents. To prepare for Open Enrollment, you should:

Your Health Plan Statement will be available in myCalPERS on September 12. You can view your health plan summary now. Verify the health enrollment information about you and your dependents is accurate.

Will your plan still be available next year, or is there a better option for you? If you change networks, will you still have access to your preferred doctors and/or hospitals? Use Your Guide to Choosing a Health Plan (PDF) for factors to consider when choosing a new health plan.

  • myCalPERS — Log in and use the Search Health Plans tool to find the best health plan for you and your family.
    • Beginning September 12, you can compare 2023 monthly premiums, find plans your doctors and specialists participate in, compare benefits and costs, and view member satisfaction ratings for each plan.
  • Retiree Plans & Rates — View a full listing of health plans and premiums, access Evidence of Coverage and Summary of Benefits publications (available by September 19), as well as health plan websites and phone numbers.
  • 2022-23 Open Enrollment Newsletter (PDF) — Review 2023 health program highlights, notable health plan changes, and important health reminders.
  • Eligibility & Enrollment — Learn about the CalPERS Health Program, including eligibility requirements and general enrollment information.
  • Health & Medicare — Discover how CalPERS and Medicare work together.
  • 2023 Health Benefit Summary (PDF) — Compare covered services, co-payments, and benefits for each CalPERS health plan.
  • Medical Board of California — Learn how the state is protecting health care consumers and access to quality medical care.
  • Health Plan Events & Resources – Review events and resources offered by our health plans to improve your health and well-being. Many of these events are free and open to the public.

Making Changes During Open Enrollment

During Open Enrollment, you can:

  • Change your CalPERS health plan
  • Add eligible dependents
  • Remove dependents
  • Cancel your existing CalPERS health coverage
  • Enroll in a CalPERS health plan if you don't currently have coverage

You can make Open Enrollment changes through myCalPERS. Refer to A Guide to Changing Your Health Coverage for instructions on how to make a health plan change online. You can also make changes in writing by mailing your request to Health Benefits at P.O. Box 942715, Sacramento, CA 94229-2715, or calling us at 888 CalPERS (or 888-225-7377).

If you aren't making changes to your coverage, no action is needed.

Dental & Vision

Open Enrollment for State of California- and California State University (CSU)-sponsored dental and vision plans is September 19 to October 14. If you're a public agency or school employee, contact your personnel office regarding your dental and vision benefits.

You can make Open Enrollment dental plan changes in writing by mailing your request to Health Benefits at P.O. Box 942715, Sacramento, CA 94229-2715, or by calling us at 888 CalPERS (or 888-225-7377). For vision plan changes, contact Vision Service Plan (VSP).

Important Health Enrollment Reminders

  • Be aware that a medical group ending its contract with a health plan doesn't create a qualifying event to change plans outside of Open Enrollment.
  • If you change your health plan, you’ll receive new ID cards from your new health plan.
  • You may use your current health plan through December 31, 2022 only. Your new health plan takes effect January 1, 2023.
  • ID cards are issued by each health plan, not by CalPERS. Contact your health plan directly if you need additional cards.
  • Carefully review your pay warrant to ensure the health plan premium deduction was made when you change health plans, enroll for the first time, or add/delete dependents.
  • If your January warrant doesn't show the new premium deduction, you should see the premium payment adjustment in a subsequent pay period.
  • If you don't see the correct deduction applied in your February warrant, contact us.