Health & Medicare

Enrolling in Medicare?

Discover how CalPERS and Medicare work together.

Review Our Guide (PDF)


  • Before you turn 65, you'll need to enroll in Medicare to keep your CalPERS health coverage.
  • CalPERS Long-Term Care is an optional benefit available to retirees and their family members.
  • Once you retire, CalPERS becomes your health benefits officer.
  • You can change your health plan and add/delete dependents during Open Enrollment in the fall (or within 60 days of a qualifying status change).
  • Your health premiums are deducted from your retirement pay.