Cost of Living

Cost-of-Living Adjustment

To see a breakdown of your cost-of-living adjustment (COLA), view your benefit and tax statements online.

Log in to myCalPERS


  • Most employer contracts set the COLA as a maximum of 2 percent of your retirement base pay.
  • COLA typically begins the second calendar year of retirement. The annual rate of inflation and existing retirement law could affect the onset of your adjustment.
  • PPPA protects against inflation for those whose benefits fall below minimum levels established by law.
  • The PPPA takes effect each May.