Review the information below to see how marriage and divorce impact your coverage or benefits. Be sure to make any Name or Address Changes if necessary.

Marriage

Retirement

Your marriage revokes a designation you may have on file. In most instances, you must be married for at least one year prior to your retirement date for survivor benefits to be payable to your spouse. Review your beneficiary designation. If you need to make changes, log in to your my|CalPERS account to make changes online or complete the appropriate designation form depending on if you're still working or retired:

If you're retired, review your current tax withholding and exemptions. To make changes, log in to your my|CalPERS account or complete our Tax Withholding Election (PDF).

You should also consider establishing a CalPERS Special Power of Attorney, or reviewing your current one. Read the CalPERS Special Power of Attorney (PUB 30) (PDF) publication for more information.

Health Benefits Coverage

If you're still working, contact your personnel office as soon as possible to add your new spouse and any stepchildren to your health coverage. Your employer will need a copy of your marriage certificate and new spouse's Social Security number.

If you're retired, contact us as soon as possible to add your new spouse and any stepchildren to your coverage. We'll need a copy of your marriage certificate and new spouse's Social Security number and Medicare card (if applicable).

Long-Term Care

Your new spouse and parents-in-law may be eligible for CalPERS Long-Term Care coverage. Contact CalPERS Long-Term Care at (800) 982-1775 to find out more.

Deferred Compensation Plans

Contact your employer or the savings plan directly to report your marriage if you participate in the following plans:

Divorce

Retirement

Your CalPERS benefits are considered community property under California law. To see how this may impact your benefits, review Community Property (PUB38A) (PDF) or contact us.

Your dissolution of marriage revokes a designation you may currently have on file with CalPERS. Review your beneficiary designation. If you need to make changes, log in to your my|CalPERS account to make changes online or complete the appropriate designation form depending on if you're still working or retired:

If you're retired, review your current tax withholding and exemptions. To make changes, log in to your my|CalPERSaccount or complete our Tax Withholding Election (PDF).

You may also want to review your current Power of Attorney, or consider designating one. Review the CalPERS Special Power of Attorney (PUB 30) (PDF) for more information.

Health Benefits Coverage

You must remove your ex-spouse from your health plan as required by California Public Employees’ Retirement Law. Your ex-spouse's entitlement to coverage ends at midnight on the last day of the month that your marriage dissolution is final.

If you're still working, contact your personnel office to modify your health plan. Your employer will need a copy of your divorce decree.

If you're retired, contact us. We will need a copy of your divorce decree.

Long-Term Care

If your ex-spouse's monthly premium payments were deducted from your paycheck or retirement check, contact CalPERS Long-Term Care at (800) 982-1775 to change the premium deduction amount.

Deferred Compensation Plans

Contact your employer or the savings plan directly to review or change your beneficiary information for the following plans:

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