If your disability appears to be permanent and you will be unable to perform the usual duties of your current position, you may be eligible for disability retirement. CalPERS can expedite emergency retirement for those facing a terminal illness. If this is your case, contact us or your employer immediately for special assistance. Learn more about disability and industrial disability retirement on Service & Disability Retirement.
Health Benefits Coverage
If you are currently a member of the CalPERS Health Program, you must meet specific requirements to continue your health insurance coverage into retirement or to maintain the right to re-enroll in the future after retirement.
In the event that you become disabled, your coverage may lapse during the processing of your disability retirement application. To avoid any disruption to your health coverage, contact your employer for a Direct Payment Authorization (PDF) form to pay your premium directly to the insurance carrier(s). If you do not elect to direct pay, you must cancel your CalPERS health coverage. You may need to re-enroll in a CalPERS health plan once your disability retirement is approved.
If your disability requires you to have long-term care services, contact CalPERS Long-Term Care at (800) 982-1775 to initiate a claim.
Deferred Compensation Plans
Verify with your employer that they have your correct mailing address. Locate your plan below to identify your next steps.
|CalPERS 457 Deferred Compensation Plan||Contact your employer to elect taking distributions from your account.|
|CalPERS Supplemental Contributions Plan||Contact us to determine your account distributions.|
|Savings Plus||Contact the program to see what steps you need to take. CalPERS does not administer the Savings Plus Program.|
|State Peace Officers' & Firefighters' Supplemental Plan||No action is required. You will automatically be sent a distribution packet within six to eight weeks of your disability retirement date.|
- CalPERS Long-Term Care
- Death or Terminal Illness
- Death Benefits
- Deferred Compensation
- Service & Disability Retirement