If your disability appears to be permanent and you will be unable to perform the usual duties of your current position, you may be eligible for disability retirement. CalPERS can expedite emergency retirement for those facing a terminal illness. If this is your case, contact us or your employer immediately for special assistance. Learn more about disability and industrial disability retirement on Service & Disability Retirement.

Health Benefits Coverage

If you are currently a member of the CalPERS Health Program, you must meet specific requirements to continue your health insurance coverage into retirement or to maintain the right to re-enroll in the future after retirement.

In the event that you become disabled, your coverage may lapse during the processing of your disability retirement application. To avoid any disruption to your health coverage, contact your employer for a Direct Payment Authorization (CalPERS-1008) (PDF) form to pay your premium directly to the insurance carrier(s). If you do not elect to direct pay, you must cancel your CalPERS health coverage. You may need to re-enroll in a CalPERS health plan once your disability retirement is approved.

Long-Term Care

If your disability requires you to have long-term care services and you have a CalPERS Long-term care policy, contact CalPERS Long-Term Care at (800) 982-1775 to initiate a claim.

Deferred Compensation Plans

Verify with your employer that they have your correct mailing address. Locate your plan below to identify your next steps.

Plan Action Required
CalPERS 457 Plan Contact Voya at (800) 260-0659 to elect taking distributions from your account.
CalPERS Supplemental Contributions Plan Contact Voya at (800) 260-0659 to elect taking distributions from your account.
Savings Plus Contact the program to see what steps you need to take. CalPERS does not administer the Savings Plus Program.