The reference and health guides are designed to help you in your business and health transactions with CalPERS. We encourage you to make the applicable guides available to all staff who process enrollments or convey retirement and/or health benefit information.

Reference Guides

Health Benefits Guides

Retirement Resource Guides

These guides provide simplified explanations for often complex laws. Should there be a conflict between the language in either the reference or health guides, and the California Public Employees' Retirement Law (PERL) or Public Employees’ Medical & Hospital Care Act (PEMHCA), the PERL and PEMHCA will prevail. If you have comments or suggestions for future editions of these guides, contact us.

*For questions regarding account codes, or requests for account code corrections, adjustments, and/or verifications contact the State Controller's Office retirement liaison at (916) 324-1471.

Revision History

You can view a summary of the revisions made to our guides by selecting the desired link below. For content that received substantive changes, a PDF link is also available in the summary. To stay informed about changes to CalPERS policies and procedures, review our Circular Letters or subscribe to the Employer Bulletin.

Topic/Summary Revision Date

Health Plan Options
Anthem Blue Cross EPO no longer serves Monterey County

Health Eligibility Requirements
Revision to Certified Disabled Dependent over age 26

Health Enrollment Reason Codes
New reason code for CalSTRS declining health into retirement

Direct Payment Authorization
Updated employer instructions for the HBD-21 form

Health Benefits into Retirement
Added Options Upon Retirement after Reinstatement

Aug 2018 (PDF)

Important CalPERS Health Plan Contact Information (for Members & Employers)
Added Contact Information for PORAC

COBRA/Cal-COBRA (Group Continuation)
Updated qualifying events for COBRA coverage

Employee Separations
Capturing employee signatures either electronically or physically

May 2018 (PDF)

Health Benefits into Retirement
Clarified when coverage into retirement will begin

Billing Instructions
Effective 1/1/2018, all payments must be made via Electronic Funds Transfer
Formatting your monthly billing roster

Mar 2018 (PDF)

Declaration of Health Coverage form HBD-12A
Deleted all references to obsolete Declaration of Health Coverage form HBD-12A

Feb 2018 (PDF)
Chapter/Summary Revision Date

Introduction
Added PEPRA information to service retirement topic

Jul 2017 (PDF)

Contract Coverage Procedures
Clarified process to Initiate a New Contact and Updated Cost Estimate Factors for providing Two Years Additional Service Credit

Apr 2018 (PDF)

Membership
Added a flowchart for processing the Reciprocal Self-Certification form

Aug 2018 (PDF)

Membership
Information and processing steps for the Member Self-Certification Form (PERS-EAMD-801)

Jul 2018 (PDF)

Membership
Clarified Member Reciprocal Self-Certification as it relates to PEPRA and updates to the School Employment: CalPERS or CalSTRS topic

Apr 2018 (PDF)

Compensation Review
Updates to General Information for All Reporting Methods

Jul 2018 (PDF)

Compensation Review
Compensation Limits and New Member Contribution Caps updated for 2018

Feb 2018 (PDF)

Payroll Reporting Procedures
Added content regarding Contribution Projections for Active Members

Aug 2018 (PDF)

Payroll Reporting Procedures
Updated 1959 Survivor Contribution Amounts

Jul 2018 (PDF)

Benefits Procedures
Updates to the following sections: Retirement – General, Service, Disability and Industrial Disability Retirements, Reinstatement, and Beneficiary Designation (After Retirement)

Sep 2018 (PDF)

Benefits Procedures
Substantial updates throughout chapter

Sep 2017 (PDF)

Web Services & Publications
Updated Subscriptions Services

Nov 2017 (PDF)

Education & Other Resources
New Educational Resources added

Sep 2018 (PDF)

Education & Other Resources
Member Education Bulletin information added

Nov 2017 (PDF)

Appendix
Clarifying language added to Resolutions 1, 2, 3, and 4

Sep 2018 (PDF)
Topic/Summary Revision Date

Contact Information CalPERS
Added Health Plan Contact Information for Employers Only

Health Plan Options
Anthem Blue Cross EPO no longer serves Monterey County

Health Eligibility Requirements
Revisions to Spouse, Notification of Deletion of 26-Year Old Dependents, Certified Disabled Dependent over age 26 and Dependent Eligibility Verification

Health Enrollment
Added Responsible Party examples

Health Enrollment Reason Codes
Added Health Enrollment Reason Codes and new Reason Code 546 for CalSTRS declining health into retirement

Direct Payment Authorization
Updated employer instructions for the HBD-21 form

Health Benefits into Retirement
Added Options Upon Retirement after Reinstatement

Post – Retirement Health Vesting
Included new Bargaining Units for CSU Health Vesting

Retiree Dental and Vision Coverage
Information for CSU employees hired on or after 7-1-2017

Aug 2018 (PDF)

Health Benefit Officer and Employee Separations
Capturing employee signatures either electronically or physically

May 2018 (PDF)

Summary of Health Benefit Forms & Publications
Deleted obsolete Declaration of Health Coverage form HBD-12A

Feb 2018 (PDF)

Post-Retirement Health Vesting
Updated Important Dates First Hired by the State based on Bargaining Unit

Dec 2017 (PDF)

Summary of Benefits and Coverage & Uniform Glossary
Updated Additional Information

Sep 2017 (PDF)
Chapter/Summary Revision Date

Introduction
Added PEPRA information to service retirement topic

Jul 2017 (PDF)

General Membership Information
Information and processing steps for the Member Self-Certification Form (PERS-EAMD-801)

Jul 2018 (PDF)

General Membership Information
Updates to Positions Excluded by Retirement Law from CalPERS Coverage and CalPERS or CalSTRS? topics

May 2018 (PDF)

CSU-Only Membership
Update to the California State University topic

May 2018 (PDF)

Pay Rate & Service Credit
Updates to the Reportable/Non-Reportable Compensation topic

Jul 2018 (PDF)

Pay Rate & Service Credit
Compensation Limits and New Member Contribution Caps updated for 2018

Feb 2018 (PDF)

Benefits Procedures
Updates to the following sections: Retirement – General, Service Retirement, Reinstatement from Retirement, and Beneficiary Designation (After Retirement)

Sep 2018 (PDF)

Benefits Procedures
Substantial updates throughout chapter

Oct 2017 (PDF)

Web Services & Publications
Updated Subscription Services

Nov 2017 (PDF)

Education & Other Resources
New Educational Resources added

Sep 2018 (PDF)

Education & Other Resources
Member Education Bulletin information added

Nov 2017 (PDF)

Appendix
Removed outdated forms

Sep 2013



Resources

Forms & Publications

Frequently Asked Questions