Open Enrollment for Employers
Open Enrollment takes place each fall. The 2025 Open Enrollment dates are September 15 – October 10. Changes made during Open Enrollment will take effect January 1, 2026.
Sign up for Employer Bulletins to stay up to date on Open Enrollment information.
Health Plan Changes for 2025 & 2026
Visit Annual Health Plan Changes for details on health plan and benefit design changes for 2025 & 2026.
Behavioral Health and Wellness Programs by Health Plan
Help your employees access a variety of behavioral health and wellness resources through their health plan. Visit the Behavioral Health Programs by Health Plan and Health and Wellness Programs by Health Plan pages to learn more about mental health services, substance use support, fitness programs, preventive care, and other resources available to promote employee well-being.
Dental & Vision
2025 Open Enrollment for State of California and California State University (CSU) sponsored dental and vision plans is September 15 to October 10.
Visit Dental & Vision Benefits for more information and details on how your employees can make changes to their dental and vision plan outside of Open Enrollment.
Important Health Enrollment Reminder
If an employee's January 1, 2025 pay warrant does not reflect the proper premium payment of a health plan change, the premium payment will be adjusted during a subsequent pay period.
Advise the employee they should've discontinued using their prior plan after December 31, 2024. Verify that myCalPERS reflects the appropriate enrollment and advise the employee that the payroll discrepancy will be resolved.
Health plan ID cards for members enrolled in a PPO plan were mailed mid-December 2024. If members enrolled in PERS Gold or Platinum didn’t receive their ID card by January 1, 2025, they should contact Included Health.
Employer Roles & Responsibilities
The information below outlines roles and responsibilities for processing enrollment transactions for your employees.
Contracting public agencies, schools, and state agencies, along with their active employees, can make online health enrollment changes. When your employees use this functionality, you do not need to collect the HBD-12.
Use of the functionality is at the discretion of your agency and does not change your roles and responsibilities as outlined below.
As the designated health benefits officer or assistant health benefits officer, you're the authorized point of contact to process CalPERS health transactions and provide health eligibility and enrollment information to your employees. Encourage your employees to reach out to you directly for any questions or assistance related to Open Enrollment transactions.
To ensure successful ongoing CalPERS health benefits and communication, all employees should:
- Have a myCalPERS account.
- Maintain a current email address, health eligibility ZIP code, and communication preference.
- Submit supporting documentation needed to verify their dependents.
- Confirm their new health plan and monthly premium adjustments in their paycheck.
You have a fiduciary responsibility to manage the CalPERS Health Program by ensuring that only eligible employees and their dependents are covered. Employers are responsible for obtaining and maintaining records of all supporting documentation that determines the eligibility of enrolled dependents. At the time of enrollment – or anytime thereafter – you have the right to request additional supporting documentation needed to verify a dependent's eligibility.
To find a list of eligible dependent types and for additional information, refer to the Health Program Guide (PDF).
All health enrollment transactions should be submitted through myCalPERS. If your employees are using online health enrollments self-service, you will need to review and approve those transactions in myCalPERS. Early submission and approval will ensure timely processing of health plan ID cards and proper payroll deductions. For more information on adding and updating health transactions view our myCalPERS Student Guides.
- Your employees may choose to use their employer ZIP code as their health eligibility ZIP code when they first enroll in CalPERS health, upon a move, or during any Open Enrollment period.
State and CSU Agencies
Visit Civil Service Benefits Cutoff Calendar to access the State Controller's Office (SCO) benefit cutoff dates.
Contracting Agencies and Schools
Refer to the 2025 Health Billing Cutoff Dates, Contracting School Districts and Public Agencies (PDF) attachment linked in Circular Letter 600-005-25 for 2025 health billing cutoff dates and payment information.
To register for a class, log in to your myCalPERS business partner account, then select Education. Participate in the Health Business Rules class to increase your understanding of the following:
- Eligibility & enrollment requirements
- Health Plan options
- Health benefits into retirement
- Best ways to manage resources
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