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Employers that contract with CalPERS for health benefits, share your feedback on how 2023 Open Enrollment went.

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Open Enrollment takes place each fall. 2024 Open Enrollment dates will be announced in March.

Sign up for Employer Bulletins to stay up-to-date on Open Enrollment information.

Health Plan Changes for 2025

Visit the Annual Health Plan Changes for details on health plan and benefit design changes for 2025.

Dental & Vision

View Dental & Vision Benefits for details on how your employees can make changes to their dental and vision plan outside of Open Enrollment.



Forms & Publications

Frequently Asked Questions

  • Are lump sum death benefits taxed?

    The taxable portion of the Basic Death Benefit, Retired Death Benefit, Option 1 balance, and Temporary Annuity balance is subject to a mandatory 20 percent federal tax withholding rate.

    The taxable portion of the lump sum death benefit can be rolled over to an individual retirement account (IRA) to avoid federal income tax withholding. Spouses can rollover to a traditional IRA and non-spouse beneficiaries can roll over to an inherited IRA.

    If you received a benefit, we'll mail you a Form 1099R at the beginning of the year that lists the amount you were paid in the previous tax year. You're responsible for reporting the benefit to the IRS with your personal income taxes.