In-Person Event Details
What should you expect when you attend an in-person CalPERS Benefits Education Event (CBEE)? Our in-person CBEEs take place from 8:30 a.m. to 4:00 p.m. with classes available throughout the day. In most cases, you’ll have the opportunity to remain in one room to receive all class offerings. Seats are available on a first-come first-served basis.
On this page, you’ll find all the important details you need, including:
- Class descriptions and links to learning guides that can be viewed and/or printed for the classes you’ll be attending.
- When available, a class schedule for our next in-person CBEE.
- A list of our CalPERS programs and partnering organizations in the Ask the Experts area. They’ll be available to discuss your specific questions before or after classes.
We offer five informative classes. Our Retirement Benefits, Health Benefits, and Deferred Compensation offerings are customized for members depending on career stage: early thru mid-career or nearing retirement. The Social Security and myCalPERS & Your Retirement Options classes are designed for everyone.
These classes are only for participants who are eligible for CalPERS health benefits.
Early thru Mid-Career
It's important to have a good understanding of your health benefits and options. You'll learn about the role of your health benefits officer, eligibility and enrollment, contributions and vesting, health plans, COBRA, direct pay, and available tools and resources.
We'll review your CalPERS health benefits, including eligibility and enrollment, to help you prepare for a smooth transition into retirement. You'll learn about the different types of plans that may be available to you, along with Medicare and other useful tools and resources. This class includes a brief review for state members of dental and vision coverage.
Early thru Mid-Career
The earlier you develop an understanding of your retirement benefits, the more prepared you'll be to plan your financial future. In this class you'll learn the basics about the different sources of retirement income, how your CalPERS retirement is calculated, purchasing service credit, pre-retirement death benefits, what happens if you leave your employer, the importance of establishing a CalPERS Special Power of Attorney, and other useful tools and resources.
Retirement marks the beginning of a new chapter, so it's important to understand your retirement benefits and be prepared to make informed decisions. In this class, you'll learn about the different types of CalPERS retirement, the three factors used in your pension calculation, the importance of establishing a CalPERS Special Power of Attorney, working after retirement, and other useful tools and resources.
Early thru Mid-Career
In addition to your CalPERS retirement benefit, another way to supplement your retirement income is through a deferred compensation plan. Learn why saving for retirement is more important than ever and how to determine the amount of money you might need in retirement. It's never too early to start saving for a secure future. The information provided in the Deferred Compensation class is useful to all CalPERS members. This class is presented by the Savings Plus Program, which provides the 401(k) and 457 plans for state employees. If you're a public agency or school member, contact your employer or plan administrator about the plans available to you.
Learn how to manage and protect your deferred compensation after you retire. This class will help you evaluate your retirement needs and provide ideas for efficiently managing your assets. You'll learn about new retirement risks, the importance of reassessing your retirement needs, and how to use 401(k) and 457 plans to your advantage. In addition, you'll learn ways to minimize risk to create a dependable and lasting income stream.
The information provided in the Deferred Compensation class is useful to all CalPERS members. This class is presented by the Savings Plus Program, which provides the 401(k) and 457 plans for state employees. If you're a public agency or school member, contact your employer or plan administrator about the plans available to you.
Choosing a retirement option is one of the most important decisions you’ll make when applying for retirement. Attend this class to discover valuable information on our CalPERS website and the helpful tools available in your myCalPERS account, including how to run an estimate. If you generate your own estimate ahead of time, you can follow along during the class to gain a better understanding of your retirement options.
Gain a general understanding of the Social Security benefits available to you and your family. Topics include basic Social Security benefits, the Windfall Elimination Provision (WEP), Government Pension Offset (GPO), and Medicare. In addition, you'll learn how to access your my Social Security account and the features and resources available.
Class Learning Guides
- CalPERS Health Benefits Early thru Mid-Career Learning Guide (PDF)
- CalPERS Health Benefits Nearing Retirement Learning Guide (PDF)
- CalPERS Retirement Benefits Early thru Mid-Career Learning Guide (PDF)
- CalPERS Retirement Benefits Nearing Retirement Learning Guide (PDF)
- Deferred Compensation Early thru Mid-Career Learning Guide (PDF)
- Deferred Compensation Nearing Retirement Learning Guide (PDF)
- myCalPERS & Your Retirement Options Learning Guide (PDF)
- Social Security Learning Guide (PDF)
Bakersfield CBEE Schedule, June 23 & 24
Join us for our next in-person CBEE at the Bakersfield Marriot at the Convention Center. In most cases, you can remain in one room to attend all classes. Register now.
|Salon A||Salon B||Salon C||Salon D|
|8:45 – 9:45 a.m.|
|CalPERS Retirement Benefits – Members Nearing Retirement||CalPERS Health Benefits Into Retirement||Social Security||Deferred Compensation – Early thru Mid-Career|
|10:00 – 11:00 a.m.|
|Social Security||Deferred Compensation – Members Nearing Retirement||CalPERS Retirement Benefits – Members Nearing Retirement||CalPERS Health Benefits – Early thru Mid-Career|
|11:15 a.m. – 12:15 p.m.|
|myCalPERS & Your Retirement Options||No Classes||No Classes||No Classes|
|12:30 – 1:30 p.m.|
|CalPERS Health Benefits Into Retirement||Social Security||Deferred Compensation – Members Nearing Retirement||CalPERS Retirement Benefits – Early Through Mid-Career|
|1:45 – 2:45 p.m.|
|Deferred Compensation – Members Nearing Retirement||CalPERS Retirement Benefits – Members Nearing Retirement||CalPERS Health Benefits Into Retirement||Social Security|
|3:00 – 4:00 p.m.|
|No Classes||myCalPERS & Your Retirement Options||No Classes||Deferred Compensation – Early thru Mid-Career|
Our Ask the Experts area is open 8:30 a.m. – 4:00 p.m. in the Grand Ballroom Foyer. Get more information below.
Ask the Experts
Experts will be available in the exhibit area daily to answer your questions and help you learn more about important programs available to you. Make the most of your CBEE experience by dropping in for a for a one-on-one chat or browsing their resources.
Participation of partnering organizations may vary by event.
The following organizations will not attend the Bakersfield June 23-24 event:
- Social Security Administration
- CalPERS State Social Security representatives will be in attendance to assist with general Social Security questions.
- The Social Security class will be presented by a CalPERS representative.
- California School Employees Association (CSEA)
- Sharp Health Plan
- Western Health Advantage
Representatives are available to provide information related to the CalPERS 457 Plan and the Supplemental Contributions Plan. The CalPERS 457 Plan is for participating public agency and school employees (not employed by the State of California) and offers both a pre-tax, and Roth after-tax contribution option. The after-tax CalPERS Supplemental Contributions Plan is for state employees and members of Judges' Retirement Systems I and II.
Members who are eligible for CalPERS health benefits can speak with a CalPERS representative about eligibility and enrollment rules and verify your eligibility if you aren't sure. CalPERS representatives can also provide other useful information and resources which can assist you in making informed decisions regarding your health benefits.
Whether you are nearing retirement or earlier in your career, CalPERS Regional Office representatives are available to answer questions related to retirement planning, help you enroll in education classes, assist you with your myCalPERS account, review Forms & Publications, and online planning aids such as the Service Credit Cost Estimator and health program tools.
Visit with our service credit purchase experts to discuss service credit purchase options, learn the benefits of purchasing early and calculate a cost estimate for most types, and discuss the request process and payment options which includes rollovers.
The largest classified employees’ union and retiree unit representing classified school and community college employees. You can receive valuable information from representatives on how they can benefit by joining CSEA's Retiree Unit after retirement.
Representatives are available from California State Retirees, Inc., the largest and most experienced organization exclusively representing State of California retirees.
RPEA is the only statewide, non-profit association representing all CalPERS active members and retirees: state, classified school, and public agency.
Savings Plus is a voluntary retirement program that allows California State employees, including active PST employees, to supplement their retirement benefits through pre-tax and Roth (after-tax) payroll contributions. Savings Plus offers the 401(k) and 457(b) Plans. Representatives can provide information about the differences between the plans, investment options, enrolling, lump sum contributions, and ways to help achieve financial goals.
The ScholarShare College Savings Plan is California's tax-advantaged 529 Plan, open to everyone. Many families hope to see their child or loved one graduate from college someday. Investing in education is a smart move and the tax advantages built into ScholarShare can make it an important part of your overall college funding strategy. Representatives will be available to provide information and answer your questions. The plan is sponsored by the ScholarShare Investment Board, an agency of the State of California, and managed by TIAA-CREF, Tuition Financing Inc.
Visit SSA representatives for information about Social Security retirement, disability, spouse, and survivor benefits, Medicare, the Windfall Elimination Provision, and Government Pension Offset. Also learn about the features of the my Social Security website where you can access your Social Security statement, apply for benefits, and more.
Health Plan Providers
Anthem Blue Cross is honored to offer several plans to fit the needs of every CalPERS member. Two PPO plans- PERS Platinum and PERS GOLD give you and your family access to quality care and the freedom to choose your doctors and hospitals, nationwide. These plans are also offered as a Supplement to original Medicare. Our Anthem Traditional and Select HMO plans give you and your family access to quality care, with no cost surprises, allowing you to know the cost upfront. Also offered for our retired and Medicare eligible members is the Anthem Medicare Preferred (PPO), Medicare Advantage plan.
Blue Shield of California is a nonprofit health insurance company offering health plans to CalPERS employees since 2003. Blue Shield of California currently offers three health plans with the broad network Access+ HMO, the select network Trio HMO plan, and the Blue Shield Access+ EPO plan. As of 2022, Blue Shield also offers a nationwide Medicare Advantage plan to eligible members.
For over 40 years, Health Net has supported Californians through various stages of life, and that's what we continue to do. We work to make a positive difference in the lives of the people we serve.
The Health Insurance Counseling and Advocacy Program (HICAP) helps Medicare beneficiaries of any age make informed choices and provides advocacy when their health care benefits and rights are threatened or denied. HICAP provides free and unbiased individual counseling and advocacy to Medicare beneficiaries about Medicare, Supplemental Insurance, Prescription Drugs and Medicare Advantage plans, Long Term Care Insurance, Medicare Appeals, and Low Income Assistance programs. Individual appointments are available throughout the county with trained volunteer Counselors who are registered with the California Department of Aging. HICAP does not sell, endorse, or recommend any specific insurance product or plan.
Kaiser Permanente is proud to be a trusted healthcare partner and to have cared for CalPERS members for almost 70 years. Kaiser Permanente is committed to providing high-quality, affordable health care services and improving the health of our members and the communities we serve.
OptumRx is a full-service pharmacy benefit provider with a broad network of retail pharmacies, a mail service pharmacy, Specialty Pharmacy, and Infusion Services. OptumRx manages the prescription benefits for the following health plans: Anthem Blue Cross PPO and HMO, HealthNet, Sharp, UnitedHealthcare, and Western Health Advantage. OptumRx does not manage the prescription benefits for Blue Shield or Kaiser health plans.
Sharp Health Plan is proud to provide CalPERS members with access to award-winning care from our nationally recognized physicians and hospitals at Sharp HealthCare. We are the only locally based not-for-profit commercial health plan in San Diego, and we're honored to serve you. And now, CalPERS' highest member-rated Commercial plan is also the only 5-Star Medicare Advantage Plan with access to Sharp HealthCare. Find out why better health insurance matters.
At UnitedHealthcare, we serve millions of people from their earliest years through their working lives and into retirement. What unites us is our mission to help people live healthier lives and make the health system work better for everyone. UnitedHealthcare provides CalPERS members with network providers you want, digital tools you need, doctors in your corner and health plans that make it easier to get the care you want.
Western Health Advantage (WHA) is a regional HMO health plan serving 10 Northern California counties (Sacramento, El Dorado, Placer, Yolo, Colusa, Solano, Napa, Sonoma, Marin and Humboldt). WHA been serving the people and businesses of Northern CA for nearly 25 years. Our approach to health coverage allows medical decisions to be made by medical professionals, not an insurance company. We offer CalPERS members a basic plan and effective January 1, 2022 we will have a Medicare Advantage plan available. As a member of Western Health Advantage, you have choices in how you receive care.
CalPERS Benefits Education Events
- In-Person Event Details
- Before You Arrive Checklist (PDF)
- CalPERS Quick Tip Video: CBEEs
- Education Center
- Service Credit
- Service & Disability Retirement
- Retirement Planning Checklist
- Using myCalPERS