We offer five informative classes. Our Retirement Benefits, Health Benefits, and Deferred Compensation offerings are customized for members depending on career stage: early through mid-career or nearing retirement. The Social Security and myCalPERS & Your Retirement Options classes are designed for everyone.

Health classes are intended for those eligible for CalPERS health benefits, including most state and California State University (CSU) employees. If you work for a school district or public agency, check with your employer to confirm your eligibility before attending the health class.

Early Through Mid-career

The earlier you develop an understanding of your retirement benefits, the more prepared you'll be to plan your financial future. In this class you'll learn the basics about the different sources of retirement income, how your CalPERS retirement is calculated, purchasing service credit, pre-retirement death benefits, what happens if you leave your employer, the importance of establishing a CalPERS Special Power of Attorney, and other useful tools and resources.

This class is only for participants who are eligible for CalPERS health benefits.

It's important to have a good understanding of your health benefits and options. You'll learn about the role of your health benefits officer, eligibility and enrollment, contributions and vesting, health plans, COBRA, direct pay, and available tools and resources. This class includes a brief review for state members of dental and vision coverage.

In addition to your CalPERS retirement benefit, another way to supplement your retirement income is through a deferred compensation plan. Learn why saving for retirement is more important than ever and how to determine the amount of money you might need in retirement. It's never too early to start saving for a secure future.

The information provided in the Deferred Compensation class is useful to all CalPERS members. This class is presented by the Savings Plus Program, which provides the 401(k) and 457 plans for state employees. If you're a public agency or school member, contact your employer or plan administrator about the plans available to you.

Nearing Retirement

Retirement marks the beginning of a new chapter, so it's important to understand your retirement benefits and be prepared to make informed decisions. In this class, you'll learn about the different types of CalPERS retirement, the three factors used in your pension calculation, retirement payment options, retirement estimates, the importance of establishing a CalPERS Special Power of Attorney, and other useful tools and resources.

This class is only for participants who are eligible for health benefits with CalPERS.

We'll review your CalPERS health benefits, including eligibility and enrollment, to help you prepare for a smooth transition into retirement. You'll learn about the different types of plans that may be available to you, along with Medicare and other useful tools and resources. This class includes a brief review for state members of dental and vision coverage.

Learn how to manage and protect your deferred compensation after you retire. This class will help you evaluate your retirement needs and provide ideas for efficiently managing your assets. You'll learn about new retirement risks, the importance of reassessing your retirement needs, and how to use 401(k) and 457 plans to your advantage. In addition, you'll learn ways to minimize risk to create a dependable and lasting income stream.

The information provided in the Deferred Compensation class is useful to all CalPERS members. This class is presented by the Savings Plus Program, which provides the 401(k) and 457 plans for state employees. If you're a public agency or school member, contact your employer or plan administrator about the plans available to you.

All

Attend this class to discover helpful information and tools available on our CalPERS website and myCalPERS. We'll review how to use myCalPERS to find your personal account details. We'll then delve into the available retirement options and explain how they work. Wrapping up the class, we'll discuss working after retirement, as well as the general rules and requirements you should consider before accepting any position in retirement.

Gain a general understanding of the Social Security benefits available to you and your family. Topics include basic Social Security benefits, the Windfall Elimination Provision (WEP), Government Pension Offset (GPO), and Medicare. In addition, you'll learn how to access your my Social Security account and the features and resources available.

How Social Security Can Help You Plan for Retirement (Video)