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Long-Term Care Program

The CalPERS Long-Term Care Program offers long-term care benefits as an option to members. It is not a public employee-provided benefit and is entirely funded by enrollee premiums. Enrollment is open not only to the public employee, but to annuitants, spouses, parents, parents-in-law and adult siblings.

The plan is currently not accepting new enrollees.

Premium Increases
An independent analysis of the CalPERS Long-Term Care Program identified the need to raise premiums for enrollees in 2010 to maintain plan stability. CalPERS recognizes that an increase in premiums is difficult during these times of economic uncertainty, but is necessary to ensure future benefits are available when needed by our members.

Choose an option below to learn more about the Long-Term Care Program. You’ll also find the latest press releases and documents highlighting the need for the premium increase.

CalPERS Board Approves Long-Term Care Premium Increase; Keeps Program Stable

Read the December 16, 2009 press release – CalPERS took action to maintain the stability of its Long-Term Care Program by adopting premium increases set to begin in mid-2010.

CalPERS Long-Term Care Program Premium Increases Recommended to Stabilize Program

Read the December 15, 2009 press release - CalPERS approved a recommendation to raise premiums in 2010.

Fact Sheet (PDF, 442 KB)

Get the details on the proposed rate increase for each policy type, and compare our plan to the federal government and commercial plans.

Constituent Group Presentation (PPT, 145 KB)

View the slides presented at a CalPERS special constituent meeting on December 2, 2009, outlining the proposed rate increase.

Dated: 12-16-2009

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